About Us
Established in 2012, H&H Micro Finance (Pvt) Ltd is a fast growing Microfinance Institution, registered with the Reserve Bank of Zimbabwe under Licence Number 000545. We are here to promote economic activity at the retail end of the market through provision of small short-term loans to a traditionally unbanked sector for a range of purposes. Our vision is to empower the economically active low-income households and micro-businesses through the provision of diversified, sustainable, affordable and easily accessible financial services. We aim to build long term relationships with our customers and provide exceptional customer services through innovation and technology.
Our Values
We believe in treating customers with respect and faith. Debt management and the inherent risks associated with debt burden is an important part of our values and client interactions, formalized through our Client Protection principles.
“H & H is the epitome of client centred service excellence. I made my application in the comfort of my office and when following it up with its staff, they were all outstandingly helpful, knowledgeable and up to speed . They have left an indelible mark in me. I highly recommend H&H MicroFinance. I will come again.” Dr D. Muzeza(Civil servant)

Our Team
Malcolm Motsi– Manager
Thulisani Mujati – Accountant
Sandra Chigariro– Credit Officer
Sarudzai Mupepula– Receptionist
Gift Tapfuma– Assistant Accountant
Kenneth Chipoko- Messenger
Pamela Dirorimwe – Administrator