Payroll-based Loans

We will advance payroll loans, also known as salary loans,  to corporate employees with terms and conditions agreed between the employer and H&H Microfinance. For any loan requirement, we have the solution. Our payment terms range from 1 to 12 months with a turnaround time of 24 hours or less.


  • Current Payslip
  • Copy of ID
  • HR Approval
Salary Loans HH MicroFinance

“I have been a beneficiary of the H&H loan facility since 2015. In this period I have enjoyed quick and reliable services . The team is always available, well organized and never hesitant to apply their expertise. I can confidently say my relationship with them has been a success story.” P. Kutadzaushe (HH Client)

SSB Loans HH MicroFinance

Civil servants Loans

Loans are available to civil servants through a stop order facility with the Salary Service Bureau. We pride ourselves on our competitive rates and quick turnaround time.


  • Current payslip
  • Copy of ID
  • Confirmation of employment OR 3 months bank statement.

“I am a single mother with profound gratitude to H&H. Through their financial support I have managed to raise my two sons and take them to good schools” (Civil Servant)

Order Financing

SME’s and individuals with confirmed orders from reputable customers can apply for this facility. The loan tenure will depend on the conditions of the order and all relevant paperwork will be required for H&H to set up the facility.

“H&H is the best in town! Their low rates and efficient services make them my go to company whenever I have a financial gap to bridge”  D. Masuku (HH Client)

Order Financing Loans

Ready to get started?